I just let my trial individual account lapse because it just did not seem to be a good fit for me. There were some features not available on the standalone that I liked, and some that I did not like. I also have an inherent dislike for subscription services. Being retired on a fixed income I try to minimize inflexible recurring costs. By this I mean: I really cannot control when the fee is charged every year. However, I can control when I pay for new version upgrade. If not convenient one month, I can wait until the next month.
That being said, I am concerned that the standalone is not being given the same priority as the accounts, based on some of the wording used in your answers to questions. Words such as 'the old way', that convey lower level importance of the standalone.
Just my two cents worth.
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